Seal the Envelope. Debit/ATM card limits: Maximum amount of total daily withdrawals and purchases. Subject to federal and state law, we may monitor or record telephone calls for security reasons, to maintain a record and to ensure that you receive courteous and efficient service. Account is not eligible for overdraft privileges. WebSIMMONS FIRST NATIONAL CORP Parent FDIC Cert#: NA - Not listed as a child of a larger bank. You will be entitled to credit only for the actual deposit as determined by us, regardless of what is stated on the itemized deposit slip. what is a golf pro at a country club; jenna nickol nude pics; how to see who reacted on telegram message; minneapolis moline m670 for sale An account may not qualify for both Relationship Premiums A and B in any given statement cycle. Generally, Tell us AT ONCE if you believe your card and/or code has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your check. The person(s) creating this account type reserves the right to: (1) change beneficiaries, (2) change account types, and (3) withdraw all or part of the account funds at any time. Some business size checks (the long ones) do not work with Mobile Deposit. We will have a reasonable period of time to investigate the facts and circumstances surrounding any claim of loss. If we do not receive such payment, we are entitled to a refund from you in the amount credited to your account and the party originating such payment will not be considered to have paid the amount so credited. Because we process checks mechanically, your notice will not be effective and we will not be liable for failing to honor your notice unless it precisely identifies the number, date, amount and payee of the item. Credit card limits: The amount of your current credit limit Wire transfer limits : Webass anal stretching. Secure Cheque Deposits Safely and conveniently deposit your cheque (s) into your account using our ATM at any time of the day. Automatically renewable time account -This account will automatically renew at maturity. Fees -A $2.00 Paper Statement Fee will be imposed every statement cycle in which you receive a paper statement. A dispute or claim includes, but is not limited to, (1) others claiming an interest as survivors or beneficiaries of your account; (2) a claim arising by operation of law; (3) a dispute between you and another joint owner, you and an authorized signer or similar party; (4) a third party claiming an interest in your account; or (5) any other claim adverse to your own interest. Duty to notify if statement not received -You agree to immediately notify us if you do not receive your statement by the date you normally expect to receive it. DeluxeXL 6 yr. ago You can mail your check if they don't take remote deposits due to the amount. Please note that the funds availability provisions set forth above do not apply to funds deposited remotely using the mobile deposit function within our mobile banking application (Mobile Deposits). This method applies a daily periodic rate to the principal in the account each day. This account may be opened and maintained by a person or persons named as a trustee under a written trust agreement, or as executors, administrators, or conservators under court orders. SIMMONS BANK501 SOUTH MAINPINE BLUFF, AR 71601Business Days: Monday through FridayExcluding Federal HolidaysPhone: (866) 246-2400For Problem Resolution:Visa call 870-541-1240 or 800-272-2102Simmons Bank Visa Debit Cardor Simmons Bank ATM Cardcall 870-850-2570 or 866-795-9410or write:Simmons BankP.O. We do not charge for preauthorized payments from any type of account. Savings accounts have a limit on When you are closing your account, you are responsible for leaving enough money in the account to cover any outstanding items to be paid from the account. Minimum balance to open the account -You must deposit $100,000.00 to open this account. This information will not, however, affect the number of signatures necessary for withdrawal. Do not discuss, compare, or share information about your account number(s) with anyone unless you are willing to give them full use of your money. You cannot directly access the nontransaction subaccount, but you agree that we may automatically, and without a specific request from you, initiate individual transfers of funds between subaccounts from time to time at no cost to you. Account withdrawals are limited to Debit card and ATM transactions, ACH debit transactions, Online and Mobile Bill Pay, and Online or Mobile banking transfers. A minimum of $0.01 must be deposited within 45 days of account opening. You further agree that, if we did not use ordinary care, the time that you have to examine your statements and report to us pursuant to this section will be extended to 60 days. As you look at the front of a check, the trailing edge is the left edge. The Simmons Bank Coin Checking Account gives you UNLIMITED check writing privileges. Also, it is your responsibility to ensure the contributions, distributions, and other actions related to your HSA, comply with the law, including federal tax law. This means that if a second or subsequent request for payment is made, and at that time it again exceeds the available balance on your account, we may either pay or return the item and we may charge an additional Paid Item/Overdraft Fee or Return Item/Insufficient Funds Fee. Dormant Account Fees do not apply to accounts owned by Texas residents and only apply to accounts when the daily balance falls below $2,500.00 any day of the statement cycle. Once the funds are available, you can withdraw them in cash and we will use the funds to pay checks that you have written. You give us this authority regardless of by whom or by what means the facsimile signature(s) may have been affixed so long as they resemble the facsimile signature specimen filed with us, and contain the required number of signatures for this purpose. We may permit some variations from our standard agreement, but we must agree to any variation in writing either on the signature card for your account or in some other document. This agreement to arbitrate is intended to be broadly interpreted. Within the debit and credit categories, we further generally subcategorize and post transactions by category/subcategory. The Notice to us should be sent by certified mail to: Legal Department, Simmons Bank, P.O Box 7009, Pine Bluff, Arkansas 71611-7009 (Notice Address). The Simmons Wealth Management Online Portal makes it easy to access information, documents and more, from your desktop or mobile device. This arbitration provision is optional. The interest rate will be the same we offer on new time deposits on the maturity date which have the same term, minimum balance (if any) and other features as the original time deposit. You agree that the time you have to examine your statement and report to us pursuant to this section will depend on the circumstances, but will not, except as provided in the next paragraph, exceed a total of 30 days from when the statement is first sent or made available to you. Cash withdrawals -We recommend you take care when making large cash withdrawals because carrying large amounts of cash may pose a danger to your personal safety. This consent is regardless of whether the number we use to contact you is assigned to a landline, a paging service, a cellular wireless service, a specialized mobile radio service, other radio common carrier service or any other service for which you may be charged for the call. If you have any difficulties, please email [email protected] or call us at 1-866-246-2400. Second, regardless of whether you are a business or consumer customer, either party may appeal the final award to a three-arbitrator panel pursuant to the AAAs Optional Appellate Rules by providing written notice within 30 days of the award. Nothing in this document is intended to vary our duty to act in good faith and with ordinary care when required by law. We may determine the available balance in your account for the purpose of deciding whether to return an item for insufficient funds at any time between the time we receive the item and when we return the item or send a notice in lieu of return. You have no right to defer payment of this liability, and you are liable regardless of whether you signed the item or benefited from the fee, charge, or overdraft. Unless you timely reject arbitration, this arbitration provision is binding on you and us. Withdrawal of interest prior to maturity -The annual percentage yield assumes interest will remain on deposit until maturity. Unless prohibited by law, we also reserve the right to charge back to your account the amount of any item deposited to your account or cashed for you which was initially paid by the payor bank and which is later returned to us due to an allegedly forged, unauthorized or missing indorsement, claim of alteration, encoding error or other problem which in our judgment justifies reversal of credit (for example, a counterfeit cashier's check). You will receive notice of any changes to your limit. A transaction may affect the available balance of your account prior to the time it is posted to your account. Web30-day limit (i.e., dollar amount per 30 days). The loss could be not only with respect to items on the statement but other items with unauthorized signatures or alterations by the same wrongdoer. Customer- initiated activity includes (A) a communication between the bank and the customer in which (i) the customer requests the account status be changed to active and (ii) the customers identity is authenticated by the bank, (B) deposits to the account, or (C) withdrawals from the account, but does not include the payment of interest or the assessment of fees and charges by the bank. Tell us your name and account number (if any). Minimum balance to avoid imposition of fees -A service charge fee of $5.00 will be imposed monthly if the balance in the account falls below $100.00 any day of the cycle. In these cases, we will not have any liability to you if there are insufficient funds to pay your items because we have withdrawn funds from your account or in any way restricted access to your funds in accordance with the legal action. Simmons Bank suggests that you consult the Privacy Disclosure on the site for further information. Debit/ATM card limits: Maximum amount of total daily withdrawals and purchases. Overdraft fees will not be assessed in the event of an overdraft of the account. (3) Pre-Arbitration Notice of Disputes:Before either you or we commence arbitration, the claimant must first send to the other a written Notice of Dispute (Notice). You may avoid the Paper Statement Fee by enrolling to receive eStatements instead of paper statements for this account. Rewards pay on the 26th (or next business day) of each month. give you disclosures of some of our policies to which you may be entitled or in which you may be interested. For purposes of this funds availability policy, Health Savings Accounts are considered transaction accounts. You must notify us at once if you suspect that your facsimile signature is being or has been misused. They can also file voluntarily file reports for suspicious deposits that are less than $10,000. You may make withdrawals of principal from your account before maturity. The fee is the lesser of $35 or the annual interest earnings on the account. If we pay such items, payment will result in a negative available balance on your account and create an overdraft. In such case, you agree to reimburse us for all monies previously disbursed that are otherwise your obligation to pay under the AAA Rules. Determination of rate - At our discretion, we may change the interest rate on your account. Making sure you have all the support you need, for life. All deposits to this account WILL be considered Current Year Contributions, UNLESS otherwise specified by the account owner. You will pursue your rights or, at our option, assign them to us so that we may pursue them. We may accept an order to stop payment on any item from any one of you. If the two above requirements are NOT met, the Annual Percentage Yield for balances $0.01 to $20,000.00 will be 0.01%. By rejecting that future change, you are agreeing that you will arbitrate any dispute or claim between you and us in accordance with the language of this provision, as amended by any changes that you did not timely reject. We may do these things even if the legal action involves less than all of you. Go digital with our top-rated mobile app. (4) Arbitration Procedure:The arbitration will be governed by the Consumer Arbitration Rules (AAA Rules) of the American Arbitration Association (AAA), as modified by this arbitration provision, and will be administered by the AAA. You have overdrawn your account repeatedly in the last six months. However, electronically moving funds to or from your HSA for example, depositing more than the allowable amount, or getting additional cash back on an HSA debit card transaction can raise a variety of tax concerns. 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